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Hendrik Kleinsmiede

Director of Innovation, Visa Europe

Hendrik Kleinsmiede is Director of Innovation at Visa Europe, bringing together an international community of partners and innovators to forge the ideas, technologies and services that will transform all of our future interactions with payments. Hendrik is an industry recognised expert and thought leader.

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Author's Latest Articles

September 01, 2016

Exploring the blockchain: cross-border settlement

Here at Visa Europe Collab we are looking for partners to join a new pilot we’ve begun with blockchain specialist BTL Group.

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June 03, 2016

Ambient banking and Gamification

Over on the Collab blog we’re discussing the ways in which consumers interact with banking services – and how that has changed profoundly over the last twenty years. We’re also looking at the rise of gamification in Financial Services.

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May 06, 2016

Contextual Parity & Micro Payments

This week, Jon Downing from Visa Europe Collab attended the Consensus 2016 event in New York to talk about Collab’s recent global remittance service proof-of-concept with Epiphyte.

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April 29, 2016

Tokens, Bots & Ecommerce

This week, the team at Visa Europe Collab have been talking mostly about tokenisation and bots.

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